Client focus
First-Time Homebuyers
Turning a complicated first purchase into a clear plan—from credit preparation and budgeting through the keys.
Jose Moore Jr. · Branch Manager · NMLS# 1968182
Mortgage Advice Built on Experience, Strategy & Trust.
Whether you’re buying your first home, moving into your forever home, or expanding your investment portfolio, I provide personalized mortgage strategies built around your long-term financial goals—not just today’s transaction.
Education-first guidance Strategy beyond closing
Local team. Personal service.
Moore Mortgage Group, backed by United Direct Lending, brings personal guidance to every home financing strategy.
250+Families Served
4.91Average from 316 Reviews
AMPAccredited Mortgage Professional
Success stories
Real goals. Thoughtful strategies.
Every client brings a different story. My job is to make the financing clear, personal, and aligned with what comes next.
Client focus
VA Loans
Helping eligible veterans use the benefit they earned with guidance that respects both their service and their goals.
Client focus
Jumbo Financing
Structuring high-value financing around the complete financial picture, not a one-size-fits-all formula.
Client focus
Investment Properties
Evaluating cash flow, leverage, and the next opportunity so financing supports the broader investment strategy.
Client focus
Self-Employed Borrowers
Making complex income easier to understand and building the strongest path forward from the available documentation.
Client focus
Refinancing
Looking beyond the rate to determine whether a refinance meaningfully supports the client’s long-term plan.
About me
Your mortgage should support the life you’re building.
I believe a mortgage should be part of a long-term financial strategy—not simply a transaction. My approach is built around education, communication, and helping clients make confident decisions that support their future.
Credentials
AMP Designation
MBA School of Mortgage Banking I–III Graduate
D Magazine Best Mortgage Professional
Scotsman Guide Top Originator 2026
Licensed in Multiple States
250+ Families Served
The Jose Moore approach
Why Work With Jose
A better mortgage experience starts with advice you can understand and a relationship you can count on.
Education First
I believe informed clients make better financial decisions.
Personalized Strategy
No two borrowers are alike. Every mortgage plan is built specifically around your goals.
Communication
You’ll always know where your loan stands. No surprises.
Relationships Beyond Closing
Most lenders disappear after closing. That’s when my relationship with clients begins.
Beyond the mortgage
A trusted advisor for what comes next.
My role extends beyond getting a loan approved. I help clients think through affordability, long-term financial planning, future home purchases, investment opportunities, and refinancing strategies as their needs evolve.
The goal is not simply to reach the closing table. It’s to make sure today’s mortgage supports tomorrow’s opportunities.
Community
Investing in Our Community
Homeownership is personal—and so is the work we do beyond the closing table.
Teacher Appreciation
Community Service
Mortgage Learning Center
Clarity before commitment.
Explore straightforward guidance designed to help you make informed decisions at every stage.
First-Time Buyer Guide
A clear roadmap for preparing your finances, comparing mortgage options, making an offer, and reaching the closing table with fewer surprises.
Read guideVA Loan Guide
An approachable explanation of how VA-backed mortgages work and what eligible veterans, service members, and surviving spouses should prepare for.
Read guideMortgage Credit Tips
Practical steps for reviewing credit, avoiding common pre-closing mistakes, and preparing for a more informed mortgage conversation.
Read guideMortgage Calculator Guidance
A guide to using mortgage calculators responsibly and turning a principal-and-interest estimate into a realistic homeownership budget.
Read guideMortgage Market Updates
A practical framework for separating national mortgage headlines from the loan pricing and decisions that apply to your own situation.
Read guideInvestment Property Financing
A planning guide for investors evaluating financing, documented rental income, reserve requirements, and the property’s place in a broader portfolio.
Read guideClient experiences
Advice clients trust. Service they remember.
Explore Jose’s verified client feedback on Experience.com.
“The best mortgage experience feels clear, proactive, and personal—from the first conversation through every milestone after closing.”
Mortgage questions
Straight answers before your next step.
Quick answers to common questions about working with Jose and preparing for a mortgage conversation.
What does a mortgage loan officer help with?
A mortgage loan officer helps you understand financing options, prepare for pre-approval, compare loan structures, navigate underwriting, and stay informed through closing. Jose also helps clients consider how a mortgage fits their longer-term financial goals.
Which states is Jose Moore licensed to serve?
Jose Moore Jr. is licensed to serve mortgage clients in Florida, Texas, California, New Jersey, Virginia, Michigan, Tennessee, Alabama, and Colorado.
How do I schedule a mortgage consultation with Jose?
Use the Schedule a Consultation button to choose a 30-minute time on Jose’s Calendly, or call him directly at (901) 297-1114.
Does Jose work with first-time buyers and veterans?
Yes. Jose helps first-time buyers understand each step of the process and helps eligible veterans evaluate VA financing alongside other suitable options.
Your next move, made with confidence